What I'm About The first thing to know about me is that you can always trust that I will tell you the truth about your home loan situation, regardless of whether or not the truth will result in a commission for me. Far more valuable to me than a commission is my reputation among clients and referral sources as a trustworthy loan consultant. 100% of my business comes from referrals and repeat clients.
I will soon release a consumer protection book about the mortgage industry. You can find some of its content on this site. My hope is that people will be treated fairly when they get a mortgage, where ever they go. Knowledge about how mortgages work is the single best way you can ensure you are treated fairly. Another is to chose an honest loan officer to begin with.
If you are working with another loan officer or bank, and have any doubts about his or her integrity, please read my article on "Protection from Bait & switch ", "Points Explained" and the one on "Junk Fees". All are under the "Consumer Protection" tab.The knowledge you gain can help you ensure you are treated well.
My intention is to help my clients meet their goals and get them the best loan for their particular needs. You can feel secure that I will always deliver on my promises.
Please check out my "Family" Tab. I'm all about my children and awesome little grandson!
Enjoy the site, and I look forward to hearing from you!

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I have a degree in Business Management, a real broker's estate license and am a Certified Mortgage Planning Specialist. CMPS certification is, in essence, a Master's Degree for the lending industry.
I am the oldest of 7 children, 6 girls and 1 boy. I have 3 children and 1 grandson. My mother is one of 6 children and my father one of 3, so I have a plethora of aunts, uncles and cousins. My grandma is still kicking at 95 years old!
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